President - Commercial Banking

Sumit Gupta is the President- Emerging Commercial Banking (ECB) at YES BANK. ECB is one of the chief value drivers of YES BANK, focussed at catering to the Banking needs of EMERGING INDIA.

As a part of the initial start up team, Sumit was instrumental in establishing YES BANK’s presence in this segment. He is also responsible for developing YES BANK’s Knowledge Management practise for some of the key ECB sectors like Gems & Jewellery, Textiles, Auto-components, Media and Entertainment and Logistics. Sumit is part of the Executive Management Team at YES BANK.

Prior to joining YES BANK, Sumit was an Associate Director with Rabo India (100% subsidiary of Rabobank International, Netherlands, a AAA rated financial institution).  He has over 12 years of experience in various capacities in leading organizations like Standard Chartered Bank, CRISIL (a subsidiary of Standard & Poors’, USA) and Maruti Udyog Limited (Subsidiary of Suzuki Motor Company, Japan).

Sumit holds an MBA Degree in Finance from IIM Calcutta and is a B.Tech (Mechanical) from IIT Delhi. 

President - Retail Banking

Rajnish Datta is the President - Retail Banking at YES BANK. He is responsible for growing the Bank's customer base with an elaborate product offering of Secured & Unsecured Working Capital Business Loans including 'Loan Against Property' and 'Loan Against Securities' for MSME clients and individuals. He and his team are instrumental in launching Education Loans & Housing Loans for the Bank's NRI and YES FIRST customers.

Rajnish has an exemplary experience of over a decade in diverse roles across organizations in the areas of Retail Lending & Securitisation. Prior to joining YES BANK, Rajnish was the Executive Director with American Express Services India (AMEX).

At AMEX, Rajnish was responsible for managing distribution for various products and interacting with the Personal and Small Business Lending teams to maximize synergies. Rajnish was also awarded the Ambassadors Club Award, a global award recognizing leadership of an exceptional order at AMEX.

Prior to AMEX, Rajnish was the Chief Manager Retail at Birla Global Finance Ltd., managing the Retail Assets business for the Northern Region.

Rajnish is a qualified Engineer from MIT, Manipal, and has an MBA degree from IMT, Ghaziabad.

President - Business Banking

Sanjay Agrawal is the President - Business Banking at YES BANK. He is responsible for building SME segments (Business Banking). He focuses on a two-pronged approach towards building this business; i.e., cross-sell asset products into YES BANK's existing customer base and acquire new clients. He also strives to leverage relationship strengths to actively support Liability mobilization and cross-sell of wealth management insurance products & services.

Prior to joining YES BANK, Sanjay was the Head of Risk for SME at Standard Chartered Bank (SCB). At SCB he was instrumental in setting and scaling up SME business to multi locations and a multi product INR 15000 MM business. In this assignment, he has also launched "Business Instalment Loan (BIL)" which is one of the most successful asset products under Retail banking.

Prior to joining SCB, Sanjay has worked with some of the leading banks in India and has over 14 years of experience in various capacities ranging from Team Leader - Corporate Banking to Regional Credit Head. He has worked both in Indian and foreign banks.

Sanjay is from Rajasthan and married with 2 sons. Sanjay's favourite leisure time activities are reading novels, listening to music, watching news on TV and spending time with the family.

Sanjay is a Chartered Accountant (Rank holder) as well as a Cost Accountant.

EVP & Country Head- Credit Risk, Small Business Banking & Operations Risk Management

Aalok Gupta is the EVP & Country Head- Credit Risk, Small Business Banking & Operations Risk Management at YES BANK. He is spearheading the Risk function for our Retail Assets initiative. In addition, he is also responsible for two other business groups - Retail Liabilities and Business Banking Liabilities.

In this role, Aalok has been instrumental in design, development and rollout of multiple product programs. These include Personal Loan, Loan against Property, Working Capital facilities for SMEs (small & medium enterprises), lending to the MFI (Micro Finance Institution) sector, Temporary Credit facilities for Deposit Customers, Foreign Exchange contracts for small businesses etc.

Prior to joining YES BANK, he was Vice President (Debt Management) for HSBC. In this role, he was responsible for controlling delinquencies across the Personal Financial and Credit Card businesses. A two site predictive dialer for outbound telecalling was also implemented under his leadership.

Prior to joining HSBC, he was with HDFC Bank managing the LAS (loan against securities) portfolio. Under his leadership, this product added variants and expanded geographically to rapidly build a retail franchise. Previously, Aalok had spent 10 years with Bank of America in various capacities across geographical markets in India.

Aalok holds an MBA degree from IIM, Ahmedabad (1989) and a Bachelor's degree in Mechanical Engineering from Delhi College of Engineering.

Managing Director - Financial Market, Sales

Sandeep Sarkar is the Managing Director- Financial Market, Sales at YES BANK. He is responsible for building the sales team and developing and marketing the entire range of Financial Market products including foreign exchange and interest rate options and derivatives. 

Prior to joining YES BANK, Sandeep was the Vice President - Debt Capital Raising with Bank of America. He was responsible for providing debt capital market solutions for the Bank’s Institutional and Corporate clientele in India. His core activities involved origination, structuring, execution, liaising with Legal Councils and Rating Agencies and syndicating facilities to offshore banks and financial institutions.

In his past assignments with Bank of America, Sandeep was instrumental in setting up and building the derivative marketing and sales platform to institutional clients. He was also responsible for selling foreign exchange and FX options and providing solution-based advisory services to corporates and PSUs particularly in North India.

He has earlier also worked with ANZ Grindlays in the Corporate FX Sales team and with HSBC where he covered various areas of Treasury Operations and Treasury Mid-Office.

A keen golfer and a qualified Chartered Accountant, Sandeep has excellent hands-on experience of working in Capital Markets, Institutional and Corporate Sales as well as Treasury Finance Functions.

President & Global Head -International Banking

Arun Agrawal is the President & Global Head: International Banking at YES Bank. Arun leads the International Banking group at YES Bank developing business and managing relationships with a variety of global financial institutions and financial intermediaries like banks, multilateral/bilateral agencies, financial institutions, exchange houses, merchant banks and financial sponsors while constantly ideating opportunities for expanding YES Bank’s profile, coverage and widening relationships across products groups like Financial Markets, Trade Finance, Corporate Finance, Investment Banking, Business Advisory Services and Retail Products including Global Indian Banking. Focus of the team is on building strategic relationships in important geographies across the globe, in close coordination with the various product/business/service groups to ensure quality service delivery.

Arun joined YES BANK in 2005 as the Country Head - Financial Institutions & International Banking, where his responsibility entailed leading the Financial Institutions Relationship Management function.

Prior to joining YES BANK, Arun was heading ICRA’s Western Region operations, as General Manager and Regional Head. As a key member of ICRA’s core management team, Arun was responsible for profitability, business development and growth of ICRA in Mumbai. Arun has extensive experience of over 13 years in the area of Business Development, Credit Ratings and Market Analytics at ICRA (the Indian associate of Moody’s Investor Service). Prior to ICRA, he was heading the Gujarat Sales, Data Products Division at Larsen & Toubro where he was instrumental in setting up an independent, profit making marketing branch for the division in Gujarat.

Arun is a B.E. (Electronics & Communications) and a batch topper in Masters in Management Studies from S. P. Jain Institute of Management and Research, Mumbai. He has been part of the Advanced Management Programme with a specialization in “Managing Growth in the Financial Services Business” from the Manchester Business School, UK/Administrative Staff College of India.

EVP & Country Head- Indian Financial Institutions

Surendra Jalan is the EVP & Country Head- Indian Financial Institutions (FI) at YES BANK. He will be responsible for managing the Financial Institutions Relationship Management which focuses on creating and maintaining relationships with all financial sector participants including banks, FIs, Mutual Funds & Insurance firms.

Surendra joined YES BANK in 2005, as Executive Vice President with the domestic FI team, and over the last two years, has developed strong relationships with the financial market. He has in the past developed strong relationships all PSU banks, Private Sector Banks, Mutual Funds, Insurance companies and NBFCs, resulting in sharply increased funding resources and counterparty lines for Treasury and Trade Businesses. He has been instrumental in setting up the Capital Markets/ Commodity Brokers business in the bank and has also contributed immensely to the capital base of YBL through successful rounds of Lower and Upper Tier II placements.

Prior to YES BANK, Surendra was heading the Rural Financial Institutions Group (RFIG) and the dairy business, which was a part of the Rural Micro and Agri Business Group (RMAG), at ICICI Bank. He was actively involved in the launch of the cattle financing product in partnership with other dairies. He was also responsible for raising more than INR 330 bn of resources and securitizing more than INR 100 bn of assets within a year while at ICICI Ltd., in the Financial Institutions Group (FIG). Prior to this, he was with ICICI-Securities, where he provided a gamut of investment banking services such as Project Finance, Equity and Debt Capital Market services and M&A and Advisory services.

Surendra is a graduate from Kolkata University and a rank holder from the Institute of Chartered Accountants of India (ICAI).

Managing Director- Investment Banking

Vikas Dawra is Managing Director- Investment Banking at YES BANK. He has over 11 years of experience in the Investment Banking industry across a range of industries and geographies.
At YES Bank, Vikas has led cross-border M&A, private equity placements, IPO and FCCB issues. His team focuses on life sciences, natural resources, metals, FMCG and food & agri among other industries. Besides India, he has led successful transactions in US, Netherlands, France, Israel, Greece and Africa.  

Prior to joining YES BANK, he was Associate Director, M&A at Rabo India Finance, Mumbai.  Vikas also spent 5 years with Arthur Andersen both in Delhi and Mumbai, where he worked in the M&A division and focused on the life sciences and telecommunications sector.

Vikas holds a B.E. in Electrical Engineering from PEC, Chandigarh and an MBA from Faculty of Management Studies, University of Delhi.

Group President- Corporate Finance & Development Banking

Somak Ghosh is the Group President, Corporate Finance and Development Banking at YES BANK. As the head of Corporate Finance, Somak oversees the operations of the Infrastructure, Structured & Project Finance, Financial Restructurings; Private Equity; Syndications and Realty Banking. Somak also leads the Development Banking Group which comprises Agriculture, Rural & Social Banking; Responsible Banking; Food & Agri Strategic Advisory and Research; Micro-Finance; Strategic Initiatives - Advisory Government and Sustainable Investment Banking. Somak is part of the Executive Management Team at YES BANK, a member of the Bank’s ALCO (Asset Liability Committee) and the Management Credit Committee. 

Somak is also at the forefront of the Bank’s Private Equity initiative having launched a Clean Technology Fund and a number of Funds in the pipeline focussing on Food & Agri Business, Infrastructure and Social Sectors that leverage one of the Bank’s principle tenets of Knowledge Banking.

Somak’s deep interest in the area of sustainability has led to the rapid growth of the Bank’s Responsible Banking initiative, which focuses on mainstreaming commercial and investment banking solutions to environmental and social issues. Somak has established the Bank’s Microfinance Business covering lending through partner organisations and a direct intervention model, YES SAMPANN. For the direct intervention model YES BANK has entered into a technical collaboration with ACCION International, enabling it to develop customised, best-in-class services to an underserved market in a cost-effective and efficient manner.

Somak also initiated and spearheads the Bank’s pioneering Sustainable Investment Banking division that uses specialized domain expertise to provide focused services in Alternate Energy & Environment Advisory, Social Enterprises & Rural Advisory and Carbon Financing & Advisory Services. In recognition of the work done in the field of sustainability, the Bank was awarded the Emerging Market Sustainable Bank for Asia by Financial Times/ IFC Survey.

Somak is a member of various industry associations, including FICCI, CII and Bombay Chamber of Commerce and Industry, among others. He has been a strong proponent galvanizing commercial bank financing for renewable energy. Somak has presented on various platforms on topics covering inter-alia, CDM and Project Financing, Renewable Energy Financing in India, Sustainable Infrastructure and the Role of Banks.

Managing Director - Infrastructure Banking Group

Sanjay Palve is the Managing Director: Infrastructure Banking Group at YES BANK. Currently, his responsibilities include leading YES Bank’s financing/advisory initiatives in Infrastructure sector viz.; power, telecom, transportation and other core sectors such as mining, metals and manufacturing.

He has significant experience in deal origination, structuring and due diligence, syndication and financing documentation. He has extensive experience dealing with international sponsors, wide range of lenders’ consultants, foreign lenders and governments. He has expertise in managing and leading complex project financing transactions and brings strategic inputs to facilitate the entire process leading upto timely financial closure. 

 He has also been instrumental in building structured finance business at the bank and currently heads Structured Product Group (West and South).

 Prior to joining YES BANK, he was with ICICI Bank.  He has over 10 years of experience in various capacities in India and Asia and in leading organizations like ICICI Ltd, Larsen and Toubro (L&T) and G. Premjee Group.

Sanjay is a member of Infrastructure Sector and Energy Sector Committees of Bombay Chamber of Commerce and Industry.

 Sanjay holds an MBA Degree in Finance from Jamanalal Bajaj Institute of Management and B.E Mechanical from VJTI, the University of Mumbai.

EVP & Country Head - Corporate Finance

Samir Chawla is EVP & Country Head- Corporate Finance vertical at YES BANK. He is responsible for developing the high-yield book at YES BANK, NPA advisory services to asset reconstruction companies and banks, and driving the ARC initiative. He has over 14 years of experience in the banking and financial services industry in India across a range of areas including structured finance and securitization, corporate finance, investment banking, infrastructure development and project finance, relationship management, and treasury.

Prior to joining YES BANK, he worked in the relationship function of DBS Bank at their Mumbai office - he managed some of the top end relationships in the Western region as also handled and developed corporate banking franchise in the Delhi region before Delhi branch was set up. This had followed a stint at SBI Capital Markets where Samir worked on a number of infrastructure / project finance, corporate finance, and restructuring assignment. At SBICAP, Samir also initiated the State Bank of India group into securitization (ABS and MBS) business.

Samir has also worked with Standard Chartered Bank, ICICI Ltd., and IL&FS Ltd.

Samir holds a B.Tech in Mechanical from the Indian Institute of Technology, Kanpur and a PGDM (MBA) from the Indian Institute of Management, Calcutta.

Group President, Branch Banking

Varun Tuli is the Group President, Branch Banking at YES BANK. He is responsible for planning Business and managing the Business Banking (Small and Medium Enterprises, and Business Liabilities) activities of the Bank. He is also responsible for product development, building Human Capital capabilities, effective delivery of services, and setting the service levels required for the Business Banking function.

Varun has over 20 years of experience in Corporate & Investment Banking with international Banks and Financial Organisations across different geographical locations particularly India, Singapore and Hong Kong. Prior to joining YES BANK, Varun was the Executive Director and Country Head at Avigo Capital Partners, a Private Equity firm where he managed the end to end execution process for The Avigo SME Fund.

Prior to joining Avigo, Varun was the Executive Director at Strategic Capital Corporation, a boutique investment bank in India.  He was the Original Promoter Director and during his entrepreneurial tenure with the organization, Varun was instrumental in building several businesses and key relationships across the country.

Previously, he was the Vice-President at Lehman Brothers Asia in Singapore and Vice-President and Regional Business Manager at Bank of America. At Bank of America, along with the Corporate Banking function, he was also leading the Global NRI business for the bank which had offices in the Far East, Europe, the U.S. and India. Varun set up a first of its kind USD 150 million fund which primarily consisted of investments by Non-Resident Indians, while at Lehman Brothers. He held positions of increasing responsibility in Bank of America between 1989 and 1995, and was awarded The Chairman’s Eagle Pin award, the highest recognition in Bank of America, for successfully penetrating into the largest and most profitable relationship in India. Varun has also worked with American Express Bank in India, prior to his Bank of America assignment.

Varun holds a Bachelors Degree in Commerce (Hons.) from Shriram College of Commerce, Delhi University.  He has also successfully passed his Series VII - US Regulatory Exam in 1994.

GEVP & General Counsel

Nilanjan Sinha is the GEVP & General Counsel at YES BANK. He is the general counsel for YES BANK and is primarily responsible for legal advice and guidance to management and business groups and the overall control and direction of the Chief Risk Officer. His role also includes supervising the preparation of defense in litigation and working with external counsel in developing defense. He is responsible for setting-up legal policies, guidelines, practices and procedures that meet the requirements of all governing regulatory bodies.

Nilanjan spent 5 years as ‘In-house counsel’ of ICICI Bank before studying for his Masters Degree. As the Chief Manager at ICICI Bank, he lead a team of lawyers providing strategic solutions and advice to various business groups handling Project Finance, Restructuring, Trade Finance, Cash Management and General Corporate Banking. He has also supervised the Intellectual Property portfolio for the entire ICICI group. Additionally, Nilanjan was actively associated with the Corporate Debt Restructuring Forum and involved with various recovery as well strategic litigations of the Bank. He has also provided legal and compliance support to group companies like ICICI Lombard General Insurance, ICICI Webtrade and BillJunction.

Prior to joining ICICI Bank, Nilanjan worked with Exide Industries, Kolkata in the Corporate Legal and Secretarial function. In 2006, he did his summer placement with Linklaters, Singapore in the Banking group. He was also nominated by ICICI Bank as the Nominee Director in the Board of various companies.

Nilanjan is a Member of the Bar Council of Maharashtra and Goa and also an Associate Member of the Institute of Company Secretaries of India, ACS. In 2004 he attended the 14th Summer School on International Financial Laws conducted by Euromoney at Oxford, UK.

Nilanjan is a commerce graduate as well as a law graduate with a specialisation in Banking and Company Law. He has earned his Masters Degree in Commercial Law from the University of Bristol, School of Law, UK with specialisation in Banking Laws, Corporate Governance, Intellectual Property Law and Private International Law

President - Audit & Compliance

Devamalya Dey is the President- Audit & Compliance at YES BANK. He is responsible for planning, directing and controlling the auditing activities in all the functions of the Bank to ensure fullest compliance with regulatory norms and policy requirements. He is also responsible for ensuring the timely completion of all audit activities and also the preparation of requisite working papers and to liaison with the external auditors.
 
Devamalya brings with him 16 years of experience across diverse business functions and geographical locations. Prior to joining YES BANK, he was working as Vice President - Audit & Risk Review with the Citigroup. In this capacity, Devamalya was a part of the Asia Audit team based in Mumbai. His primary responsibility included assessing key risks under 9 broad risk families (which include strategic/franchise, legal/compliance, financial reporting, staffing/organization, market, cross border, operational and systems/technology).

At Citigroup, Devamalya led a team of 15-30 senior audit and line personnel coming from multi- ethnic and diverse functional backgrounds. His key achievements include leading the review of e-serve & India Cash Management, e- serve & India Trade Services, India CitiFinancial, Bank Handlowy (Poland) Trade amongst many others

Executive Vice President & Chief Economist

Dr. Shubhada Rao is the Executive Vice President & Chief Economist at YES BANK. She is responsible for the Economic Research Unit compiling forecasts through superior econometrics modelling techniques of all important macro-economic indicators, at the Bank.  She is also responsible for providing interest rate/exchange rate & other inputs to the Asset and Liabilities Committee on an ongoing basis. 

Shubhada brings with her over 16 years of experience in academia and industry wherein she has pioneered research design geared to assist corporate investment decisions, economy forecasts, comprising growth and inflation projections, as well as interest and exchange rate forecasts, to enable formulation of business strategies.

Prior to joining YES BANK, Shubhada set up an Economic Consulting firm and has been retained by the RBI to serve as an external expert on a project titled ‘Bank Soundness & Macroeconomic Policy’. Prior to this, she worked with Kotak Institutional Equities as Chief Economist, with Bank of Baroda as Economist and Head, Economic Advisory at CRISIL Advisory Services.

Shubhada began her career in banking with ICICI Bank in their planning and treasury department after completing a PhD in Economics from the University of Mumbai.

President - Human Capital Management

Deodutta R Kurane is the President- Human Capital at YES BANK. He will be spearheading the Human Resources function. He will be responsible for implementing innovative HR practices that will identify and nurture talent, evaluate employee contribution and establish action plans for empowering employees across the organisation.

Prior to joining YES BANK, Deodutta was responsible for developing and executing the HR strategy at Bajaj Allianz as the Head - HR. He has been instrumental in developing a strong performance culture in the organisation along with an effective reward and recognition system. One of his key achievements at Bajaj Allianz was in the area of learning and development with online and offline training programs and leadership development initiatives. Deodutta has successfully conceptualised and implemented an HR IT system at Bajaj Allianz, prior to which, he was with Bharat Forge Ltd, Pune.

Deodutta is a Gold Medalist in Industrial Relations and Welfare from the Xavier Labour Relations Institute (XLRI), Jamshedpur and brings with him over 25 years of work experience in diverse facets of HR.

President & Chief Information Officer

Umesh Jain is the President & Chief Information Officer (CIO) at YES BANK. He spearheads the Information Technology initiatives and is responsible to further fortify the Bank’s technology edge and to continue its growth trajectory supported by Technology led innovations. He is also responsible for driving innovation projects, and developing strategic planning guidelines in accordance with the Business Strategy of the Bank leveraging and building upon Best in Class Technology as a key pillar and differentiator of YES BANK.

Umesh brings with him 14 years of national and international experience across USA, Europe, Middle East and Africa, and has managed highly visible, multi geography driven strategic projects and programs under various operating models including centralizing, outsourcing and off-shoring.
Prior to joining YES BANK, Umesh was the Business Head - Corporate and Investment Banking Technologies at Citigroup IT Operations and Solutions (CITOS), providing IT services to global clients. He was instrumental in expanding the business and also played a key role in setting up operational processes in the organization.

Earlier, in Citigroup, as the Vice President - Technology, EMEA (Europe/Middle East/Africa), Umesh has been a key influencer in program governance and strategy. He has played an active role in setting up the central offshore team for Flexcube rollouts in the EMEA region, and has successfully implemented multiple installations of Flexcube.

Umesh is a B Tech in Manufacturing Sciences and Engineering from the Indian Institute of Technology in Delhi.

President & Chief Operating Officer

Alok Rastogi is the President & Chief Operating Officer at YES BANK. He is responsible for overall operations and service delivery including policy framework for the Retail & Corporate Bank and Financial Markets products across all channels - including Branch Service Delivery and National Operating Centers. Alok is also responsible for the management of the Policy framework and its related matters, operational risk and bank-wide Quality Assurance. Alok is also responsible for the Infrastructure and Network Management (INM) function.

Alok is involved in creating the significantly important total Service proposition at the branch level, and works closely with all the Business Heads, to provide the necessary touch points and enhance and offer a superior customer experience at YES BANK.

Alok, an alumnus of IIM Kolkata, brings with him over 12 years of experience in business planning and operations. Prior to joining YES BANK, he was the Senior Vice President & Dy. SCOO (Sr. Country Operations Officer) with Citibank N.A, India, in their Corporate and Institutional Banking business vertical, where he was responsible for enhancing the service quality with a focus on driving synergies and improving productivity across all branches and e-Serve to strengthen their cash and trade operational delivery.

Alok, after completing his Engineering from Delhi College of Engineering, worked with Tata Motors at Pune.

EVP & Country Head- Strategic Initiatives & Advisory- Government (SIG) 

Tushar Pandey is the EVP & Country Head- Strategic Initiatives & Advisory- Government (SIG) at YES BANK. He specializes in Public Private Partnerships in Infrastructure, Agribusiness, Agri-infrastructure, Infrastructure Privatization, and Project Finance (project structuring, risk analysis and non recourse financing), with focus on developing State Government Relationships.

Tushar has extensive and in-depth domain knowledge of the Public Private Partnership (PPP) project development as applied to several sectors like Infrastructure, Agribusiness, e-Governance, and Biotechnology, among others.

He has lead some pioneering initiatives in YES BANK including setting up of Hi-Tech Agribusiness Farm on PPP in Uttarakhand, Gujarat and West Bengal, Agri Tourism projects in Gujarat and West Bengal, developing the framework for selection of private enterprises to set up Modern Terminal Market Complexes in the country for the Union Ministry of Agriculture and e-Governance efforts in states.
 
Tushar is also keenly involved in several initiatives that YES BANK is pursuing on University-Industry relationships across the country and outside. He is responsible in managing key knowledge relationships on the Bank with national and international industry associations such as CII, FICCI, PHDCCI, US India Business Council, among others, and is a member of various national and state level committees of Industry Chambers on Knowledge Sectors (IT, Biotech, Infrastructure, Agriculture) and an Expert Faculty at Academic Institutions like Planning Commission, GB Pant University of Agriculture and Technology, Pantnagar, IIITM (Ministry of HRD), Gwalior, Haryana Institute of Public Administration, Gurgaon, HSMI (HUDCO), New Delhi, and Lucknow Management Association, among others.

Prior to joining YES BANK, Tushar created and was heading the new Agri-Infrastructure Division at Rabo India. Tushar brings with him over 10 years of Indian and international experience in infrastructure, where he has had successful stints (in both middle and leadership positions) with IL&FS, ANZ Investment Bank and Reliance Industries Limited, and has completed several infrastructure assignments in Philippines and Mozambique.

Tushar has authored several research reports prominent amongst which are YES BANK’s Investment Strategy reports on J&K, Uttaranchal, Punjab, Delhi, Rajasthan, Himachal Pradesh, Haryana, Maharashtra, West Bengal and Goa; Say YES to AGRIBUSINESS (an Integrated Food Value Chain Perspective on the Indian Agriculture Sector); e-AGRICULTURE: EMPOWERING INDIA (highlighting the potential and prospects of implementable e-Agriculture on PPP); INDIA-CIS: Partners in Agri Food Business (showcases opportunities and implementation strategies to develop and harness the full potential of Agri Food business between the Commonwealth of Independent States and India).

Managing Director - Sustainable Investment Banking

Vivek Mehra is the Managing Director: Sustainable Investment Banking at YES BANK. Vivek is spearheading two newly formed business units within YES BANK. In his Private Equity role he is responsible for setting up a Private Equity business for YES BANK by raising niche funds in Infrastructure, Special Situations, Real Estate, and Sustainable Investment area(s), with a geographic focus on India.
 
He is also responsible for establishing the Sustainable Investment Banking practice, which includes Advisory and Arranger work in Clean Energy, Environment and Social sector. In addition he is responsible for Carbon Trading & Financing initiatives within the Sustainable Investment Bank.

Vivek brings with him over 15 years of experience in investment banking, corporate banking & corporate treasury.

Prior to joining YES BANK, he was the founder Managing Director at VA TECH Finance (India) Pvt. Limited, a boutique Investment Bank, focused on Europe, CIS, India & Africa. Prior to holding this position, he was the Regional Treasurer of VA TECH Group for South Asia/ South East Asia.

Prior to this, Vivek was a part of the Corporate Banking Group at Standard Chartered Bank with a focus on relationship management. He has also worked with J.M. Financial Services Ltd.

SVP & Country Head- Responsible Banking

Rita Soni is the SVP & Country Head- Responsible Banking at YES BANK. In this important leadership position, Rita spearheads a pioneering business approach to Corporate Social Responsibility (CSR) and Sustainability. By internalizing and externalizing CSR and Sustainability, her team helps to build YES BANK as an organization of enduring value, enhancing its competitiveness, and charting a high leadership growth trajectory.

Rita brings with her nearly 15 years of diverse experiences in the private and non-profit sectors. Prior to joining YES BANK, she was with the American India Foundation (AIF) heading up Communications & Advocacy for the India operations.

Prior to this, Rita was a founding team member of the International Fellowships Program with Ford Foundation, focused on worldwide affirmative action for communities excluded from higher education. She started her professional development with General Electric, moving from an exclusive management training program, to the elite Corporate Audit Staff, to operations finance at NBC.

Rita has a Master’s of International Affairs (MIA) from Columbia University’s School of International and Public Affairs in New York City and a Bachelor of Electrical Engineering degree with honors from Stevens Institute of Technology in Hoboken, New Jersey.

EVP & Country Head- Infrastructure & Network Management

Rajesh Gandhi is the EVP & Country Head- Infrastructure & Network Management at YES BANK.

A qualified Civil Engineer from Mumbai University brings in 15 years of focused industry experience with vide knowledge of strategic corporate real estate planning and the expertise being execution & implementation. In this important leadership position Rajesh will be responsible for planning, management, strategizing and execution of all YES BANK Infrastructure expansion plans including roll out of YES BANK's physical infrastructure as an embodiment of the YES BANK Brand working closely with CDS, Human capital and respective business teams. He would also be instrumental in managing Branch Operational Risk Management linked to Infrastructure encompassing Legal, Reputational and Infrastructure risks.

Prior to his joining YES BANK, he was with Standard Chartered Bank as Regional Portfolio Manager - India & South Asia heading Asset management within Corporate Real Estate Services where he has managed multi-geographical property portfolio spread across 6 countries and 100 Cities. He was also responsible for planning and finalizing a USD 150 million, corporate office at Bandra Kurla Complex - Mumbai.

During his earlier stint with YES Bank (2004-2008), Rajesh was responsible for rapidly building the YES Bank Infrastructure during its formative years. He has also worked with Ansal Housing & Constructions and Lloyds Brooke Hiller Parker.

Group President & Chief Risk Officer Kotak Investment Bank, KMBL, SCB

Kavita Venugopal is Group President and Chief Risk Officer at YES BANK. As part of the Executive Management Team, Kavita plays a significant role in spearheading the Risk Management framework / systems, controls and processes across the Bank, and will lead the Credit Risk for C & IB, ECB, BB and SBB businesses, Credit Mid and Back Office Management, Market Risk, Financial Markets Mid - Office and Legal functions at YES BANK.

Prior to joining YES BANK, Kavita was a member of the Kotak Group Leadership Team as the Executive Director, Investment Banking, Kotak Mahindra Capital Company. Moreover, in her earlier responsibilities within the Kotak Group, she held the position of Group Head, Corporate Banking, Kotak Mahindra Bank Limited.

In her previous assignments, Kavita worked with Standard Chartered Bank, New Delhi and Regional Head, North Region for their Wholesale Banking Business representing the CEO’s Office for the region. Additionally, Kavita has handled various responsibilities in Trade Finance, Personal Banking, Corporate & Institutional Banking and Risk Management with ANZ Grindlays Bank during her tenure between 1979 till 2000. She was the Chief Risk Officer, India during her last assignment with ANZ Grindlays Bank.

Kavita is a MBA from FMS, Delhi (Class of 1979) and B.A. (Economics) in 1977 from Lady Sriram College, Delhi University.

President & Chief Marketing Officer

Anindya Datta is the President & Chief Marketing Officer at YES BANK. He, in this leadership position, leads the critical role of spearheading the Marketing, Branding and Communications function.

He is responsible for all communication and brand building activities in Corporate and Branch Banking functions, and Product groups. Anindya and his team also take the main lead in establishing strategic brand communication and development, product communication, creating event properties, corporate communications, direct marketing and research, amongst other key responsibilities.

Anindya brings with him over 10 years of experience in the field of marketing, communications, brand management and business development. Prior to joining YES BANK in 2006, Anindya was Manager - Markets with KPMG, a global advisory firm, where his key responsibility was Marketing & Communications, Business Development and key Account Management. Prior to KPMG, Anindya was in Reliance Communications International BPO, as Manager Marketing.

Anindya has done his Masters in International Business from Delhi School of Economics, University of Delhi and is a Commerce graduate from Sydenham College, University of Mumbai.

President & Country Head - Cards Management

Vinayak Prasad is President & Country Head - Cards Management, based at Mumbai. He reports to Suresh Sethi - Group President, Transaction Banking Group.

Vinayak is responsible for YES BANK's foray in the Credit Cards business, while significantly enhancing the existing Debit cards (YES Business Card/Reimbursement Cards), Prepaid Cards (BAGIC), Travel Cards (JP) offerings and driving the entire Cards Product strategy, implementation and market penetration. He is further manage the process / technology partnerships for establishing this business in close co-ordination with internal and external stakeholders including Operations, Technology and Vendor Partnerships (Outsourced Model) and other key external stakeholders including MASTER / VISA / AMEX / Venture Infotech. He is also be responsible for establishing the Credit Analytics and Risk Frameworks for the Cards Business in close co-ordination with the CRO and the Risk Management team.

Vinayak brings with him over 15 years of experience in the Consumer Cards business. Prior to joining YES BANK, he was working with ICICI Bank as Head - Cards Group. Vinayak managed India's largest consumer credit cards business with a customer base of 7 million & more than 30% market share. He was instrumental in launching ICICI Bank's premium cards business. He was also responsible for launching Asia Pacific's first B2B e-procurement Visa e-Marketplace.

Vinayak is a Bachelor of Science from Sr. Xavier's College, 1990, MMS from NMIMS, 1993 and MBA, 2001 from The Wharton School, University of Pennsylvania, Philadelphia, PA.

President, Financial Management

Jaideep Iyer is President, Financial Management at YES BANK. Jaideep's responsibilities include all aspects of financial accounting, taxation management information systems across various business units, financial and business strategy planning and investor relations.

Jaideep has handled several responsibilities in YES BANK across Corporate & Institutional Banking and Investment Banking.

Prior to joining YES Bank, Jaideep was working with Rabo India Finance, as Associate Director, Investment Banking. He has also worked with Credit Lyonnais Bank in financial markets. Jaideep is an engineer from NIT Jaipur, and holds a postgraduate diploma in Management from IIM, Ahmedabad.

President - Branch Banking

Nikhil is the President - Branch Banking at YES BANK. He is responsible for delivering the Bank's Business Banking & Retail Banking Liabilities goals. He and his team focus on cross-selling of Wealth Management Insurance products & services, to significantly strengthen client relationships. The team also focuses on acquiring new clients across the 16 identified focus segments.

Nikhil has nearly 10 years of experience in Corporate Sales, Business Banking, Corporate Strategy, Commercial Banking & Investment Banking. Prior to joining YES BANK, Nikhil was responsible for managing and executing strategic initiatives at Rabo India Finance. Prior to Rabo India, he was a part of the Corporate Planning team of Bennett Coleman & Co Ltd.

Nikhil completed his post graduate diploma in Management from the Indian Institute of Management, Ahmedabad in 2001 and also holds a Bachelors Degree in Engineering from Punjab Engineering College, Chandigarh.

Group President & Head, Business Development (South)

R. Ravichander is the Group President & Head, Business Development (South) at YES BANK. He heads Business Development for the Southern Region across the corporate and retail functions of the Bank. He is responsible for managing relationships with the State Government and other industry bodies for various initiatives.

Ravi brings with him over 15 years of experience in Business Development. Prior to YES BANK, Ravi was the Vice President for Business Development in the South at Rabo India Finance. Prior to that, he was with Bank of America, where he was responsible for Corporate Banking, Corporate Payments, Corporate Depository Business, Cash Management, NRI business and Traveller's Cheques Business.

Ravi holds a Masters Degree in Business Management and is also a graduate in Law. He is also the recipient of the prestigious CEO's Golden Pin award at YES BANK for outstanding contribution to Institutional Growth.